https://ofdollarsanddata.com/when-there-is-blood-in-the-streets-dea11dc5dc59
The mentality is the hardest thing to get right, but the emergency fund definitely helps ease the worries. I remember walking up and down a high street around 2008 or 2009, looking for a retail bank to switch my current account to because the feeling was that any one of them could fail at any time. You forget how bad it was and I didn't fully know or understand what was going on.
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